PC Money Account™
CDIC Insured
The PC Money Account is a hybrid account combining chequing features with PC Optimum points earning power.
Current Interest Rate
N/A
Calculate Your Returns with PC Financial
$
Total Interest Earned
$252.88
Based on 2.5% interest rate over 12 months
Key Account Facts
Monthly Fees
$0
Min Deposit
$0
Transactions
Unlimited
Transfer Time
1-2 Days
The Good
- Earn PC Optimum™ points everywhere
- No monthly fees
- Unlimited transactions
- CDIC insured
The Bad
- Interest paid in points (unless promo)
- No physical branches
- Requires PC Optimum membership
Frequently Asked Questions
Is this a savings account?
It's a hybrid spending account that often offers promo interest rates.
Is it safe?
Yes, eligible deposits are CDIC insured.

