EQ Bank Personal Account

CDIC Insured

Canada's popular high-interest account with no fees, effectively combining chequing and savings into one.

Current Interest Rate
3.75%

Calculate Your Returns with EQ Bank

$
Total Interest Earned
$381.51
Based on 3.75% interest rate over 12 months

Key Account Facts

Monthly Fees
$0
Min Deposit
$0
Transactions
Unlimited
Transfer Time
Instant/1 Day

The Good

  • Consistently high non-promo rates
  • No monthly fees
  • Unlimited free transactions
  • Great mobile app

The Bad

  • No physical branches
  • No debit card (uses prepaid Mastercard)
  • Mobile cheque deposit only

Frequently Asked Questions

Is EQ Bank safe?

Yes, EQ Bank is a trademark of Equitable Bank, a federally regulated Schedule I bank and CDIC member.

Is there a minimum balance?

No, you earn interest on every dollar from the first cent.